Author: Scott Neal

Life’s Black Swans

Who, better than you, knows the truth of the adage “an ounce of prevention is worth a pound of cure?” If only you could get

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Modern Financial Planning

Laurence Kotlikoff, PhD, professor of economics at Boston University, has asked a very important question. Are Americans saving too much? Of course, he also asked

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A Mindset Shift

One of my key questions to new clients focuses on what retirement really means. I have heard a wide variety of answers. All too often,

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Crisis and Cures

What exactly constitutes a personal financial crisis? Chief among those crises we have heard about is experiencing an event that consumes all readily available cash

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